Taking 30 years to pay back a loan can feel like a lifetime.
Andy and Nicole Hill were worried that being tied to a mortgage payment would stop them from taking career risks, so the couple came to an agreement: They would pay the house off in under five years.
The Hills made their first payment on the $195,000 mortgage in January 2014 and their final payment in November 2017.
To stay on track, the couple and their two kids made saving money a family event by hosting regular budget parties to eat pizza and plan out their monthly spending.
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